Only applicable for principal cardmember of an eligible UOB Mastercard or Visa credit card issued in Singapore and the card must be presented at point of redemption.

The value of UNI$ redeemed is subject to prevailing foreign currency exchange rates.

Where the purchase price of the good or service is higher than the value of redeemed UNI$, payment of the difference must be made by a valid and existing UOB card issued in Singapore.

All redemptions of UNI$ are subject to any other terms and conditions that may be imposed by UOB at its discretion, and any disputes or queries on these terms and conditions shall be directed to UOB.

UOB may, at any time and at its discretion, terminate the UNI$ redemption programme and/or amend any of these terms and conditions and all persons shall be bound by such amendments.

Terms and Conditions of UOB Rewards Programme apply.